Legal notice

Solar Estimate, Production & Savings Disclaimer

Effective Date: August 15, 2026
Last Updated: September 7, 2026

JV Solar LLC, DBA LuNova Solar (“LuNova Solar,” “LuNova,” “we,” “us,” or “our”) provides residential solar information, preliminary estimates, system-sizing guidance, production projections, savings estimates, financing information, incentive information, and related solar services.

Information provided through the LuNova Solar website, calculators, quote tools, proposal previews, emails, consultations, reports, and other communications is intended to help homeowners evaluate potential solar-energy options.

Unless expressly stated in a final written agreement, all estimates and projections are preliminary and informational.

Solar Estimate, Production & Savings Disclaimer

1. Preliminary Solar Estimates

LuNova Solar may provide estimates concerning:

  • Recommended solar-system size
  • Number of solar panels
  • Estimated annual solar production
  • Estimated solar offset
  • Historical electricity consumption
  • Anticipated future electricity consumption
  • Electricity costs
  • Potential utility-bill savings
  • Battery-storage recommendations
  • Estimated system pricing
  • Estimated financing payments
  • Estimated PPA or lease payments
  • Utility-rate assumptions
  • Potential incentives
  • Other project characteristics

These figures are estimates and are not guarantees of actual production, savings, system performance, project cost, utility charges, or financial results.

2. System-Sizing Methodology

LuNova Solar may use historical electricity consumption together with property information and anticipated future energy needs to estimate an appropriate system size.

Potential future electrical loads may include:

  • Electric vehicles
  • Heat pumps
  • Electric water heaters
  • Electric appliances
  • Pools or spas
  • Home additions
  • Additional occupants
  • Battery-storage systems
  • Planned electrification
  • Other reasonably anticipated energy changes

A recommended solar offset may vary from one homeowner to another.

No fixed percentage, including 100%, 110%, or any other percentage, is automatically appropriate for every property.

3. Solar Offset

Solar offset generally compares estimated annual solar production with estimated annual electricity consumption.

For example, a projected 110% offset generally means estimated annual solar production equals approximately 110% of the electricity consumption used in the analysis.

Solar offset does not represent system efficiency and does not guarantee that a homeowner will eliminate all utility charges.

4. Solar Production Estimates

Solar production projections may use information such as:

  • Geographic location
  • Solar irradiance
  • Roof orientation
  • Roof pitch
  • Shading
  • Satellite or aerial imagery
  • Weather information
  • Equipment specifications
  • System size
  • Inverter characteristics
  • Estimated system losses
  • Other modeling assumptions

Actual production may be higher or lower than estimated.

5. Factors Affecting Actual Production

Solar production may be affected by circumstances including:

  • Weather
  • Cloud cover
  • Snow or ice
  • Smoke or atmospheric conditions
  • Tree growth
  • New shading
  • Roof modifications
  • Equipment degradation
  • Equipment failure
  • Inverter downtime
  • Utility curtailment
  • Maintenance
  • Soiling
  • Installation conditions
  • System configuration
  • Other factors outside LuNova Solar’s control

6. Energy Consumption

Historical electricity use does not guarantee future electricity use.

Consumption may increase or decrease because of changes in household behavior, equipment, occupancy, appliances, vehicles, heating systems, weather, or other conditions.

Any prediction of future consumption remains an estimate.

7. Utility Rates and Utility Rules

Utility-rate information may be based on:

  • Customer utility bills
  • Current or historical utility tariffs
  • Publicly available information
  • Utility publications
  • Third-party information
  • Reasonable estimates

Electricity rates, supply charges, delivery charges, riders, taxes, fees, net-metering rules, export-credit rules, minimum charges, and utility programs may change.

LuNova Solar does not control utility pricing or utility regulation and does not guarantee future utility rates.

8. Savings Estimates

Estimated savings depend on assumptions that may change over time.

Actual savings may be affected by:

  • Solar production
  • Household electricity consumption
  • Utility rates
  • Net-metering or export-compensation rules
  • Taxes and fees
  • Financing terms
  • PPA or lease terms
  • Escalators
  • Incentive eligibility
  • System downtime
  • Equipment performance
  • Regulatory changes

Savings projections should not be interpreted as guaranteed investment returns.

9. Remaining Utility Charges

Installing solar does not necessarily eliminate a utility bill.

A homeowner may continue to pay charges such as:

  • Customer charges
  • Minimum charges
  • Delivery charges
  • Supply charges
  • Taxes
  • Riders
  • Electricity purchased from the grid
  • Demand-related charges where applicable
  • Other utility charges

The actual amount depends on the homeowner’s utility, tariff, energy use, and solar production.

10. Roof and Property Analysis

Online roof analysis, property imagery, mapping, and solar modeling do not constitute:

  • A physical roof inspection
  • Structural engineering
  • Electrical inspection
  • Roofing certification
  • Property appraisal
  • Site survey
  • Final engineering approval

Final system design may change after an on-site inspection, engineering review, utility review, permitting review, installer assessment, or other project-specific evaluation.

11. Equipment

Equipment displayed in a preliminary estimate may be illustrative or subject to availability.

Solar panels, inverters, batteries, racking, electrical equipment, and other project components may change before final contracting.

Final equipment specifications are governed by the applicable executed project documents.

12. Battery Storage

Battery estimates are based on assumptions regarding energy use, battery capacity, solar production, backup priorities, equipment configuration, and other factors.

Actual backup duration may vary.

No battery system guarantees unlimited or uninterrupted power under every condition.

13. Third-Party Data

LuNova Solar may use information provided by:

  • Utilities
  • Mapping providers
  • Solar-resource databases
  • Property-data providers
  • Equipment manufacturers
  • Installers
  • Government programs
  • Other third parties

LuNova Solar cannot guarantee that third-party information is always complete, current, or error-free.

14. Preliminary Results vs. Final Project Documents

Website estimates and proposal previews are preliminary.

Final project specifications may change following:

  • Utility-bill verification
  • Site inspection
  • Roof inspection
  • Engineering
  • Electrical review
  • Utility interconnection review
  • Financing approval
  • Incentive review
  • Equipment availability
  • Installer approval
  • Permitting requirements

If preliminary information differs from final executed project documents, the final executed documents control.

15. No Performance Guarantee

Unless expressly stated in a separate written agreement, LuNova Solar does not guarantee:

  • A particular annual production level
  • A specific solar offset
  • Elimination of a utility bill
  • A specific level of savings
  • Future utility rates
  • Property-value increases
  • Return on investment
  • Payback period

Any contractual production guarantee or warranty is governed exclusively by the document containing that guarantee or warranty.

Financing, PPA, Lease & TPO Disclaimer

LuNova Solar may provide information regarding cash purchases, solar loans, power purchase agreements (“PPAs”), leases, and other third-party ownership (“TPO”) arrangements.

Website information concerning these options is preliminary and does not itself constitute a binding financing offer, credit approval, PPA agreement, lease agreement, or financial commitment.

16. Financing Is Subject to Approval

Solar loans and other credit products may be subject to the financing provider’s:

  • Credit requirements
  • Underwriting criteria
  • Eligibility requirements
  • Program availability
  • Interest rates
  • Fees
  • Terms
  • Conditions
  • Final approval

Submitting information to LuNova Solar does not guarantee financing approval.

17. LuNova Solar Is Not the Lender

Unless expressly stated otherwise in writing, LuNova Solar is not the lender or creditor providing a solar loan.

Financing products are offered and administered by independent third-party providers.

The financing provider’s final documentation controls the terms of the financing transaction.

18. Preliminary Monthly Payments

Any payment displayed by a LuNova Solar calculator, estimate, proposal preview, or representative may be preliminary.

Actual payments may differ because of:

  • Final system size
  • Final project price
  • Project adders
  • Interest rates
  • Financing terms
  • Credit approval
  • Financing fees
  • Dealer fees where applicable
  • Taxes
  • Incentives
  • Financing-provider requirements
  • Other project changes

Customers should rely on final financing documents when evaluating actual financial obligations.

19. Power Purchase Agreements

Under a PPA, a third party generally owns the solar-energy system and the customer purchases electricity generated by that system according to the PPA contract.

PPA terms may include:

  • Initial electricity rate
  • Monthly payment methodology
  • Annual escalator
  • Contract duration
  • Equipment ownership
  • Maintenance responsibilities
  • Transfer provisions
  • Purchase options
  • End-of-term provisions
  • Default provisions
  • Other contractual obligations

Customers should review the complete PPA before signing.

20. PPA Escalators

Some PPAs include an annual escalator.

An escalator generally increases the solar-energy rate or payment over time according to the contract.

A first-year payment should not be interpreted as the payment amount for every year of the agreement.

21. Solar Leases

Under a solar lease, a third party may own the system while the homeowner pays for use of the system according to a lease agreement.

Lease terms and obligations are determined by the applicable third-party provider.

22. Third-Party Ownership

PPA and lease arrangements may affect:

  • Incentive eligibility
  • Tax benefits
  • REC ownership
  • Equipment ownership
  • Maintenance responsibilities
  • Insurance
  • Home-sale procedures
  • Transfer requirements
  • End-of-term options

Customers should review the applicable contract to determine who owns the system and who is entitled to financial benefits associated with it.

23. Home Sale and Transfer

Solar loans, PPAs, and leases may affect the process of selling or transferring a home.

Depending on the agreement, a homeowner or buyer may be required to:

  • Assume an agreement
  • Qualify with a financing or TPO provider
  • Pay off an obligation
  • Purchase the system
  • Transfer the contract
  • Complete other required procedures

LuNova Solar does not guarantee that a future buyer will qualify for or assume an existing solar agreement.

24. Credit Requirements

Credit requirements vary by provider and program.

Any credit-score information provided by LuNova Solar is general information unless confirmed by the applicable financing provider.

25. Rates and Program Availability

Interest rates, PPA rates, lease pricing, escalators, promotional programs, credit requirements, and financing programs may change without notice.

An option available when a preliminary estimate is prepared may no longer be available when a homeowner applies.

26. Dealer Fees and Project Pricing

Certain financing programs may include dealer fees or other financing-related costs.

Customers should review final project and financing documents to understand the complete financial obligation.

27. Project Adders

Project pricing may include additional costs associated with:

  • Roofing
  • Tree work
  • Electrical-panel upgrades
  • Service upgrades
  • Battery storage
  • Trenching
  • Structural work
  • Specialty equipment
  • Travel
  • Permitting
  • Other site-specific requirements

A preliminary estimate may not include every potential project adder.

28. No Guaranteed Financial Savings

Using financing, a PPA, or a lease does not guarantee savings compared with utility electricity.

Actual financial results depend on utility rates, solar production, electricity consumption, contract terms, financing costs, escalators, taxes, fees, incentives, and other circumstances.

29. Independent Review

Customers should carefully review all financing, PPA, lease, and solar contracts before signing.

Customers may seek advice from an attorney, financial professional, tax professional, or other qualified adviser when appropriate.

30. Controlling Documents

If information provided by LuNova Solar differs from final documents issued by a lender, PPA provider, lessor, installer, Approved Vendor, or other contracting party, the final executed agreement controls the customer’s legal obligations.

Illinois Solar Incentives, Rebates & Tax Disclaimer

31. Incentive Programs Can Change

Solar incentive programs are established or administered by government agencies, utilities, program administrators, Approved Vendors, or other third parties.

Program rules may change, including:

  • Eligibility
  • Incentive amounts
  • REC prices
  • Application procedures
  • Program capacity
  • Funding availability
  • Deadlines
  • Equipment requirements
  • Installation requirements
  • Documentation requirements
  • Payment timing

LuNova Solar does not control these programs.

32. Illinois Shines

LuNova Solar may provide information regarding Illinois Shines, also known as the Adjustable Block Program.

Participation and incentive eligibility are subject to current program rules and project-specific requirements.

A preliminary estimate of Illinois Shines or REC value does not constitute program approval or guarantee payment.

33. Renewable Energy Credits

Estimated REC value may depend on factors including:

  • Project type
  • System size
  • Program category
  • Applicable REC price
  • Estimated production
  • Program rules
  • Contract structure

Final REC value may differ from a preliminary estimate.

34. Illinois Shines Disclosure Forms

Qualifying Illinois Shines customers may receive a program-required Disclosure Form.

The Disclosure Form contains important project and financial information and should be reviewed carefully before signing.

LuNova Solar’s website, calculators, estimates, marketing materials, Terms of Service, and disclaimers do not replace any Illinois Shines Disclosure Form required by the program.

35. Utility Rebates and Incentives

Utilities or other programs may offer incentives related to:

  • Solar equipment
  • Smart inverters
  • Battery storage
  • Electrical upgrades
  • Other technologies

Availability and eligibility depend on current program rules.

A rebate shown in an estimate should not be treated as guaranteed until eligibility and program requirements have been confirmed.

36. Tax Incentives

LuNova Solar does not provide tax advice.

Federal, state, and local tax laws may change, and eligibility depends on individual circumstances.

For new residential property placed in service in 2026, LuNova Solar does not assume the former Section 25D Residential Clean Energy Credit as a homeowner benefit.

Customers should consult a qualified tax professional before relying on any tax benefit.

37. Ownership Matters

Eligibility for incentives may depend on system ownership.

Customers using a PPA, lease, or other third-party ownership arrangement may not personally receive incentives or tax benefits associated with system ownership.

The applicable contract and program rules determine who receives RECs, rebates, tax benefits, and other incentives.

38. Timing of Incentive Payments

Incentive payments may not be received immediately.

Timing may depend on:

  • Project completion
  • Energization
  • Utility approval
  • Program approval
  • Verification
  • REC delivery requirements
  • Contract terms
  • Other conditions

LuNova Solar does not guarantee the payment date of a third-party incentive.

39. Estimated Net Cost

When LuNova Solar displays an estimated cost after incentives, the calculation may assume that the customer or project qualifies for specified incentives.

An estimated net cost should not be interpreted as the amount necessarily due at installation or closing.

40. Program Approval

Submitting an application does not guarantee acceptance into an incentive program.

Approval is determined according to the applicable program’s rules.

41. Changes After an Estimate

If an incentive changes after a preliminary estimate is prepared, project economics may change.

Customers should review current incentive information and final project documentation before entering into a binding agreement.

42. No Government or Utility Endorsement

References to Illinois Shines, utilities, rebates, tax incentives, or government programs do not imply endorsement of LuNova Solar by a government agency or utility.

LuNova Solar is an independent business unless expressly identified otherwise in official program documentation.

43. Contact

Questions regarding LuNova Solar estimates, financing information, incentive information, or this Legal Notice may be directed to:

JV Solar LLC, DBA LuNova Solar
621 W Edwards St. Apt 1
Springfield, IL 62704

Email: info@lunova.solar
Phone: (217) 666-2528